Pensions
Services for Employers
LCP offer a wealth of experience and expertise to assist employers with the management of their pension arrangements. Our consultants' actuarial training is of particular benefit to employers seeking to determine the level of financial and demographic risks in any proposed pension arrangement.
Services for Trustees
Pension Fund Trustees have an important responsibility. We provide a range of services to help trustees perform their duties in accordance with best practice and in line with legislation. Our advice is clear and precise and allows trustees to make fully informed decisions.
Services for Providers
In the increasingly complex area of corporate pensions, many Life Offices and Pension Consultants are exploring new ways of maintaining an efficient service with the requisite expertise.
LCP's dedicated team can offer assistance to such providers. The assistance is tailored to the needs of the provider in question and can range from a one off compliance audit to a complete outsource of actuarial consultancy.
Insurance
Life
In the increasingly complex area of corporate pensions, many Life Offices and Pension Consultants are exploring new ways of maintaining an efficient service with the requisite expertise.
LCP's dedicated team can offer assistance to such providers. The assistance is tailored to the needs of the provider in question and can range from a one off compliance audit to a complete outsource of actuarial consultancy.
Non-Life
LCP provides actuarial consulting services for non-life insurance. Our non-life consultancy covers the range of traditional and emerging areas where actuarial expertise can add value, including reserving, capital modelling, risk management and reinsurance strategy.
Financial Dynamics
Problem solving for business – beyond traditional actuarial advice LCP Financial Dynamics Practice adds value by offering organisations a new dimension to risk appraisal, business modelling and valuations.
Our recent work has included advising on issues as diverse as:
- Pricing Equity Release products
- Risks involved in shutting down major industrial plants
- The valuation of a luxury car brand
- The valuation of liabilities arising from reward points
- Valuation of intangible assets & goodwill following purchase of a business
Investment
LCP's Investment Consulting team provides high quality investment advice to trustees and sponsors of pension schemes, as well as advice to clients in the broader area of risk management.
We believe it is vital that the risks and rewards behind a client's investment policy are fully understood by the key decision makers. The consequences of an inappropriate investment policy can be enormous.
In order to ensure our clients have an appropriate policy, we:
- identify the potentially complex and conflicting needs;
- give clear advice on how to address those needs; and
- help with the implementation of the chosen solution.
