Groupe Henner

About Us

Since 1947, the Henner Group designs innovative health and life insurance solutions and is a leader on the French market for group healthcare insurance. With its strong international presence, the French company has more than 1,500 employees throughout France as well as elsewhere in Europe, Asia, Africa and North America. 42 different languages are spoken daily with the beneficiaries. Active in all segments of health and life insurance, Henner works with 10,000 companies of all sizes to design and manage insurance plans for some 1.5 million employees and family members based in more than 200 countries worldwide. The company has put together the world’s largest network of healthcare providers, with more than 50,000 providers in 165 countries and large partnerships in the USA, providing its members access to care wherever they are in the world.

Services

Henner offers a comprehensive range of customised consulting services to national and multinational companies on their domestic and international benefits plans.

Close to 250 staff members dedicated to Advisory Services in our different offices and specializing on: Employee Benefits & Global Benefits Management, Medical Services, Social Expertise, International Mobility, P&C.

Mobility

Multiple insurance covers for staff in mobility, such as: Group Health insurance, Kidnapping, Extortion & Detention, Individual Health Insurance, Vacant Homeowners insurance, Belonging & Liability insurance, Moving insurance.

Tailor made administration services

More than 750 multi-skilled claim service officers dedicated to administering domestic and international Health and Life & Disability insurance contracts, Administration teams fully versatile and dedicated to our clients through a direct phone line, Unique model that sets us apart from our competitors.

Medical services

Medical Advisory Board: cost control, cost containment, coordination, Case Management, etc., International Medical Network: network of inpatient and outpatient medical providers with direct and tariff agreements covering 166 countries. Prevention, Medical Check-ups and services such as Medical “Conciergerie”, etc.

Fraud & Abuse

Specific team dedicated in detecting questionable cases.

Business Travel Assistance

Life & disability, healthcare plan, repatriation, assistance, legal support, funeral grants.

Group supplemental health insurance program, immediate access to a carefully selected contracted international physician community in over 140 countries, Real-time solutions for critical health and security issues.

Implementation of programs in high-risk countries

Proved expertise in the management and implementation of local and international programs in high-risk countries.

Knowledge of the local market and capability to organize fast interventions (some of our recent cases: Ebola virus outbreak in Africa, pollution in China, insurance solutions completely externalized in Yemen, etc.)

Actuarial service

Actuarial studies and analyses regarding health plans, retirement provisions, death and disability plans, defined contribution and defined benefits plans.

Studies and technical guidance on the social liability of companies.

Actuarial assistance and statutory calculations for insurance companies, mutual and provident societies.

Merger & acquisition

Evaluation of historical liabilities and identification of the costs of existing risks and of insurance needs for the company (including benchmarking).

Assistance in the placement of the risks with insurer and optimized post close-cost projections by obtaining the adequacy of the company’s risk and the desired insurance programs.

Quantification of the costs related to changes and anticipate their future financial burden by negotiating these risks with the insurance market.

Highlighting of issues in the course of the due diligence reporting that may impact the pricing strategy and work with the client's legal advisers to craft favourable insurance-policy language.

Wellness

With employees spending more, Henner examine ways to improve employee health with wellness initiatives and programs that not only improve an individual's short-term and long-term health, but that also help curb absenteeism and presenteeism, improve productivity, and aid quicker return to work for employees on disability leave (and therefore reduce costs). Companies are now starting to offer wellness programs to remain competitive in the marketplace and as a recruitment and retention benefit (for instance smoking cessation and weight management programs).